THE W&M DIFFERENCE

Multiplying
Wealth in Real Estate

Scroll below to learn more about our world-class team of finance sector professionals dedicated to maximizing investment returns in real estate for our clients around the globe.

01/ WHAT WE DO

Our Proficiencies

  • Our surgical-level knowledge of South Florida neighborhoods and their unique complexities makes what is usually a chaotic process into one that runs efficiently and orderly.

  • With our internal creative agency, we sell better through innovation, employing advanced marketing techniques beyond the knowledge and ability of almost any team in the nation.

  • Our luxury development division is partnered with developers of all sizes in the marketing and sale of much of Miami’s high end new construction, giving us access to resources that speed up, simplify, and make new construction investment more fruitful for clients.

  • Our advanced knowledge of diverse financing options for clients interested in investment properties allows them to reduce risk or pass it on to other entities, making the process smoother and more profitable.

  • Our team is partnered with a diverse array of new construction vendors in the area, giving us access to a multitude of options and resources to tailor the process to even the most specific needs of clients.

  • Our network of premier accounting professionals has decades of experience analyzing local, state, and federal tax code in detail, finding loopholes and programs often overlooked by other teams.

02/ MAXIMIZING ROI

Florida Saves You Money.
We Make Sure the Savings Go Further.

Your Expenses in NY*…

NY INCOME TAX VS. FL ($101,700)

COST OF LIVING VS. FL ($200,000)

ALL ADDTL. EXPENSES VS. FL ($301,700)

…Cover This in FL

4 YEARS OF PROPERTY TAXES ON A $3M HOME

6 YEARS OF PROPERTY TAXES ON A $4M HOME SALE

10 MONTHS OF MORTGAGE ON A $5M HOME

*BASED ON $1,000,000 IN YEARLY INCOME (SOURCE: SMARTASSET)

Capital Gains Taxes in NY*…

$5M HOME SALE ($207,235)

$10M HOME SALE ($454,228)

$20M HOME SALE ($969,228)

…Would Pay This Much Mortgage in FL

7 MONTHS OF MORTGAGE ON A $5M HOME

8 MONTHS OF MORTGAGE ON A $10M HOME

8 MONTHS OF MORTGAGE ON A $20M HOME

*BASED ON DOUBLING OF HOME VALUE FROM THE TIME OF PURCHASE TO THE TIME OF SALE

03/ MEET THE PROS

Miami’s Best, Handling the Rest

Nick Rivero

Investment Advisor

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Ed Wilburn

Loan Officer

Through his experience and passion for the mortgage industry, Ed Wilburn has led several innovative loan origination initiatives that have resulted in a significant increase in the company’s consumer contact presence to over 100 physical locations. Ed has also been instrumental in forging several new loan origination partnerships with Credit Unions and Community Banks throughout Florida. He is committed to managing and training FEMBi’s Branch Managers and Loan Officers teams to ensure the company’s continued growth and success. Ed received a Bachelor of Science in Economics and Finance from Florida State University.